THE BUDGET CALENDAR FOR REAL LIFE

Know exactly what
you'll have on any day.

CalBudget puts every transaction on the exact day it happens — with a daily running balance so you can see your financial future weeks ahead. No bank login. No guessing.

No bank login
Encrypted at rest
Cancel any time
Trusted by 1,200+ households
calbudget.com/calendar/2026/03
RUNNING BALANCE
$8,429
high $8,573
low $2,219
Today · $8,429
Sun
Mon
Tue
Wed
Thu
Fri
Sat
1$2,252.58
RRent
RRenter's Ins.
2$2,237.59
Amazon Prime
3$2,219.20
Spotify
Coffee Run
4$2,219.20
5$5,459.20
$Paycheck
6$5,414.20
PParking Permit
7$5,286.36
Groceries
8$5,192.14
EElectric Bill
9$5,112.15
Internet
10$5,082.16
Gym
11$5,023.85
GGas
12$4,953.46
Hulu
DDining Out
13$4,566.46
CCar Payment
14$4,547.71
Lunch
15$5,381.72
Netflix
$Freelance
16$5,290.29
Groceries
17$5,256.10
Pharmacy
18$5,250.50
Coffee
19$8,490.50
$Paycheck
20$8,449.50
WWater Bill
21$8,252.00
Phone Bill
Clothing
22$8,200.22
GGas
23$8,110.82
Date Night
24$8,072.83
Amazon Order
25$8,572.83
$Bonus
26$8,429.21
Groceries
27$8,394.21
HHaircut
28$8,235.22
Car Insurance
Apple iCloud
29$8,035.22
SSavings Transfer
30$8,021.23
Disney+
31$7,999.13
LLunch

Drag any transaction pill to a different day — the running balance updates live

  • No bank login ever
  • Encrypted at rest
  • $2.99/mo — all features
  • Cancel any time
$2.99
Per month, everything included
1 plan
No tiers, no hidden fees
0
Bank logins required
Transactions, accounts & history
01
How it works

Up and running in under 5 minutes

No tutorials. No onboarding wizards. No bank connection required. Just three steps.

  1. 1

    Enter your account balance

    Add your checking or savings account with today's real balance. Takes 30 seconds — no bank login, no OAuth, no Plaid. Your credentials stay with you.

  2. 2

    Add your bills and income

    Drop in your paycheck, rent, subscriptions, and car payment. Mark them recurring and they auto-fill every future month — even 6 months out.

  3. 3

    See your future balance

    CalBudget shows your running balance on every single day of the month. You'll know weeks in advance if you're going to be tight — and plan around it.

02
Three views, one truth

Built for the way you
actually plan

The same data, three angles. Your calendar shows the shape of the month. Reports show where the money goes. Recurring shows what's on autopilot.

Calendar view
calbudget.com/calendar
March 2026$4,124.58
S
M
T
W
T
F
S
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Every transaction on the day it happens. Daily running balance, drag to reschedule.

Reports view
calbudget.com/reports
This month$3,955 spent
  • Housing51%
  • Bills17%
  • Auto14%
  • Food12%
Housing
$2028
Bills
$689
Auto
$542
Food
$468
Shopping
$150
Subscriptions
$78

Where your money actually went. Category breakdowns and month-over-month trends.

Recurring view
calbudget.com/recurring
Recurring7 active
  • R
    Rent
    next: Apr 1
    monthly-$1,850
  • $
    Paycheck
    next: Apr 5
    biweekly+$3,240
  • C
    Car Payment
    next: Apr 13
    monthly-$387
  • S
    Spotify
    next: Apr 3
    monthly-$12
  • N
    Netflix
    next: Apr 15
    monthly-$16
  • G
    Gym
    next: Apr 10
    monthly-$30
  • I
    Car Insurance
    next: Apr 28
    monthly-$156

Set bills and paychecks once. They auto-fill every future month for you.

03
Features

Everything you need to stay
on top of your money

No spreadsheets. No guessing. Just your money, laid out day by day.

  • Calendar Budget View

    Every transaction lives on the exact day it happens. See your full month of income and expenses at a glance — no scrolling through lists.

  • Daily Running Balance

    Each day shows the exact balance you'll have after all transactions clear. Know weeks in advance when you'll be low.

  • Recurring Transactions

    Add your rent, car payment, Netflix, and paycheck once. They auto-fill every future month — set it and forget it.

  • Spending Reports

    Category breakdowns, income vs expenses, and month-over-month trends. Understand where every dollar actually goes.

  • Multiple Accounts

    Checking, savings, and credit cards each get their own calendar and running balance. The full picture in one place.

  • Quick-Add Bookmarks

    Save your most-used transactions — groceries, coffee, gas — and drop them onto any date in a single click.

  • CSV Bank Import

    Export a CSV from any bank or credit card and import it directly. Get months of history loaded in minutes.

  • Cash Flow Forecasting

    Project your running balance 3, 6, or 12 months out. Plan a vacation, a big purchase, or an emergency fund with confidence.

  • Private by Design

    No bank login. No OAuth. No third-party data sharing. Your credentials never leave your device.

04
Who it's for

Built for real budgets,
not ideal ones

Whether you're tracking a household, running a business, or just trying to stop overdrafting — CalBudget works the way you think about money.

Households & families

Never miss a bill or overdraft again

Map out rent, utilities, groceries, and every subscription on the exact days they hit. See the two days before payday when your balance will be lowest — and plan for it.

  • Mortgage & rent
  • Utility bills
  • Grocery budgeting
  • Subscription tracking

Freelancers & self-employed

Variable income, predictable cash flow

Enter expected invoice payments alongside your fixed costs. CalBudget shows exactly which months you need to tighten up — before they arrive, not after.

  • Invoice tracking
  • Quarterly taxes
  • Irregular paychecks
  • Expense planning

Couples combining finances

One clear view of your shared money

Add all shared accounts, split bills, and both paychecks in one place. No more "I thought you paid that" — every dollar is on the calendar.

  • Joint accounts
  • Shared bills
  • Savings goals
  • Financial transparency
05
Comparison

Better than a spreadsheet.
Simpler than the rest.

You've probably tried both. Here's what makes a budget calendar different.

Feature comparison between CalBudget, traditional list-based apps, and spreadsheets
FeatureCalBudget$2.99/moList-based appsSpreadsheets
Calendar-based daily view
Daily running balancemanual
No bank login required
Recurring auto-fill
Drag & drop rescheduling
Future cash flow projectionlimited
Setup in under 5 minutes
Under $5/month
06
Testimonials

Real people. Actual budgets.

From freelancers to families — CalBudget works for any budget style.

  • I used to panic every time payday felt far away. Seeing my balance on every day of the month made the panic just… stop. I plan around dips now instead of being surprised by them.

    Sarah K.

    Freelance designer

  • We tried YNAB and EveryDollar. The calendar view is what finally clicked for my partner. We can both look at the month and immediately understand the shape of it.

    Marcus J.

    Two kids, one income

  • Variable income destroys most apps. CalBudget is the first one that lets me forecast slow months alongside fixed bills. I pay quarterly taxes without sweating it now.

    Ana R.

    Self-employed photographer

07
Pricing

Simple pricing

One plan. Every feature. No tiers, no paywalled features.

Most popular
EVERYTHING INCLUDED
$2.99/mo

or $29.99/year — save two months

  • Unlimited transactions & accounts
  • Recurring transaction engine
  • Category tracking & monthly reports
  • CSV bank import
  • Daily running balance view
  • Multi-month cash flow projection
  • Quick-add bookmarks
  • Mobile-friendly interface

No card required · Cancel any time · No hidden fees

08
FAQ

Frequently asked questions

Still have questions? Visit the community forum or the help center.

Do I need to connect my bank account?
No. CalBudget is intentionally manual — you enter your opening balance and transactions yourself. This keeps your banking credentials private and gives you full control. You can import CSV exports from your bank if you want to bulk-load history.
What does "running balance" mean?
Every day on the calendar shows what your account balance will be after all transactions that day have cleared. So if your rent is on the 1st and your paycheck is on the 5th, you'll see a few days in the negative — and you'll know to cover it before that happens.
Can I track multiple bank accounts?
Yes. You can add as many accounts as you need — checking, savings, credit cards, investment accounts. Each has its own calendar and running balance.
How do recurring transactions work?
When you add a transaction, mark it recurring and set a frequency: daily, weekly, biweekly, monthly, or yearly. CalBudget automatically creates all future occurrences so you can see bills populating months ahead without any extra work.
Can I cancel any time?
Absolutely. Cancel from your account settings in one click — no retention flows, no phone calls. You won't be charged again and your data stays accessible through the end of your billing period.

Stop guessing.
Start knowing.

Join people who always know exactly where their money stands — every single day of the month.

No credit card required · Cancel any time