Calendar-based cash-flow planning
Put paychecks, bills, subscriptions, and planned spending on their real dates. CalBudget shows your balance after each one—before the day arrives.
Payment method required · Eligible new annual subscribers · Cancel before renewal
FRI 12
Current balance
$3,373.51
WED 17
Car repair
$2,453.64
SAT 20
Savings plan
$1,453.64
SUN 21
Lowest day
$148.38
This is your lowest projected balance.
FRI 26
Payday recovery
$2,750.38
Daily projected balances
No bank login required
Web, iPhone & iPad
02 / The planning gap
A bill on Tuesday and a paycheck on Friday can change what is actually available. CalBudget carries every dated transaction forward.
The tight day becomes visible early, while there is still time to move a flexible purchase or change the plan.
Daily balance / June 2026
Categorized
Forecast
Illustrative plan
Jun 12 / past
Today / Jun 20
Jun 30 / ahead
SUN JUN 21
Lowest day ahead
$148.38
SAT JUN 27
Rent clears
−$1,215.00
TUE JUN 30
Projected finish
+$513.95
One calendar. Every scheduled change. The balance after each one.
CalBudget projection model
How it works
Three simple steps turn your upcoming dates into a balance you can actually plan around.
06 / Real-life scenarios
Test a purchase, move a payment, or wait for income and see the effect before changing your real account.
Scenario 01 / June 2026
Illustrative forecast
The question
Which day needs attention before the next paycheck?
CalBudget answer
Jun 21 is the month’s pressure point. You see the $148.38 low five days before the Jun 26 paycheck restores room.
Lowest day ahead
$148.38
Sunday, Jun 21
SAT JUN 20
To savings
−$1,000.00
$1,453.64
SUN JUN 21
Credit card
−$1,305.26
$148.38
FRI JUN 26
Paycheck
+$2,602.00
$2,750.38
TUE JUN 30
Month closes
All plans included
+$513.95
Three familiar decisions / Exact ledger math
June 2026 · Illustrative
Simple pricing
Annual billing selected. Eligible new annual subscribers can receive a 3-day trial.
The complete calendar-first planning toolkit.
Start here
$29.99
per year
Unlimited accounts, transactions, and categories
Unlimited recurring series and bookmarks
CSV statement import and recurring detection
What-if forecasts and cash-flow reports
Debt payoff planner
Forecast-aware guidance for more complex planning.
$79.99
per year
Everything included with Plus
Forecast recommendations and Navigator chat
Weekly financial checkups
Action plans with reminder emails
Shared budgets with role controls
Full plan comparison
Both plans include the complete planning toolkit. Navigator adds guided forecasting, checkups, action plans, reminders, and collaboration.
| Feature | Plus | Navigator |
|---|---|---|
| Calendar planning and daily projected balances | Included | Included |
| Accounts, transactions, categories, recurring series, and bookmarks | Unlimited | Unlimited |
| Recurring bills, income, and subscriptions | Included | Included |
| CSV statement import and recurring detection | Included | Included |
| What-if forecasting and cash-flow reports | Included | Included |
| Debt payoff planner | Included | Included |
| Forecast recommendations and Navigator chat | Not included | Included |
| Weekly financial checkups | Not included | Included |
| Action plans and reminder emails | Not included | Included |
| Shared budgets with role controls | Not included | Included |
Calendar planning and daily projected balances
Plus
Navigator
Accounts, transactions, categories, recurring series, and bookmarks
Plus
Navigator
Recurring bills, income, and subscriptions
Plus
Navigator
CSV statement import and recurring detection
Plus
Navigator
What-if forecasting and cash-flow reports
Plus
Navigator
Debt payoff planner
Plus
Navigator
Forecast recommendations and Navigator chat
Plus
Navigator
Weekly financial checkups
Plus
Navigator
Action plans and reminder emails
Plus
Navigator
Shared budgets with role controls
Plus
Navigator
Founding 50
Every Navigator feature with one payment and no recurring Navigator membership fee.
$99
one-time payment
48 of 50 memberships available
Secure one-time checkout · Limited to 50 memberships
Prices are in USD. Navigator Lifetime is a one-time payment. Eligible new annual subscribers receive a 3-day trial with a payment method and renew automatically unless canceled. Monthly plans begin billing immediately. Trial eligibility and the amount due are shown before checkout confirmation.
Trust and privacy
Add transactions yourself or import a statement file when you choose. CalBudget builds its forecast from the balances, dates, and transactions connected to your account.
Add your current balance and the dates you already know. A bank connection is not required.
Upload a statement file when you want help finding recurring bills or reconciling activity.
Manage billing, export information, or request account and data deletion from your account.
07 / Before you start
The practical details, without the buried terms or a maze of plan limits.
Product questions
10 answers
No. CalBudget is manual-first. You enter your balance and planned transactions yourself, and you can upload statement exports to detect recurring schedules when history helps.
It is the projected balance for each calendar day after that day's bills, income, and planned spending clear. It turns "will I have enough?" into something you can answer before the day arrives.
It solves the same cash-flow forecasting job people often build in spreadsheets, but the calendar, recurring rules, running balance math, and rescheduling workflow are built in.
Yes. Add expected income on the dates you expect it, then update the amount or date when reality changes. The forecast is a working plan, not a promise.
Yes. You can create multiple accounts and switch between their calendars, balances, reports, and transaction history.
Set a frequency such as weekly, biweekly, twice monthly, monthly, or yearly, and CalBudget creates future occurrences so your calendar stays forecastable.
Plus is $2.99 per month or $29.99 per year for unlimited planning. Navigator is $7.99 per month or $79.99 per year for forecast-aware guidance. Eligible new annual subscribers can try CalBudget for 3 days with a payment method, then renew at the displayed annual price unless canceled.
Eligible new customers can try an annual Plus or Navigator plan for 3 days with a payment method. Your subscription renews at the displayed annual price unless you cancel before the trial ends. Monthly subscriptions start immediately and do not include a trial. Checkout confirms eligibility and the amount due before you subscribe.
Navigator includes everything in Plus, then adds forecast recommendations, Navigator chat, weekly cash-flow checkups, generated action plans, reminder emails for due steps, and shared budget access roles.
Yes. You can cancel your subscription any time, and you will keep access through the end of the billing period you already paid for.
Your next few weeks, before they happen
Put the next few weeks on the calendar and see how each bill, paycheck, and purchase changes the balance.
Payment method required · Eligible new annual subscribers · Cancel before renewal