Data entry
Find recurring items without a bank login.
CalBudget does not require a bank login. When history is useful, statement import scans CSV, OFX, or QFX exports for recurring bills and income so you can create reviewed schedules instead of connecting a financial institution.
No bank credentials required
Good for privacy-focused users
Works alongside manual planning
Why it matters
You can start with context without handing over financial credentials.
This keeps the product useful for privacy-conscious budgeting while still giving you a practical path to seed predictable schedules from real activity.
CSV, OFX, and QFX recurring detection
Manual-first planning model
Useful for finding repeated bills and income
No required bank aggregator connection
Workflow
How this fits into a real planning session.
- 1
Export recent transactions from your bank or card account.
- 2
Upload the file into the relevant CalBudget account.
- 3
Review detected recurring schedules before anything is saved.
Keep exploring
Related CalBudget features.
Budget Calendar
Place bills, paychecks, subscriptions, debt payments, and spending on the days they affect your account.
Read moreFuture Balance
CalBudget projects your balance day by day after planned income and expenses clear.
Read moreRecurring Bills and Paychecks
Recurring bills, paychecks, groceries, subscriptions, and annual renewals keep future months filled in.
Read moreRelated guides
Keep this feature connected to the planning method.
These guides explain the same workflow from the budgeting problem side, so people can move between product features and practical cash-flow examples.
Start planning
Put your next month on the calendar.
Eligible new subscribers can try Plus Annual for 3 days, then pay $29.99/year unless canceled before the trial ends. Monthly Plus is $2.99 and starts billing immediately. Add known bills first, then use the running balance to decide what needs attention.