Eligible new annual subscribers can try the complete CalBudget experience for 3 days. Add the balance you have, the paychecks you expect, and the bills you know, then watch the future daily balance take shape.
For people looking for a free budget calendar app, calendar budget app free, or a simple way to plan bills and paychecks by date.
Future balance
Sample cash-flow calendar
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Quick answer
Put income, bills, subscriptions, debt payments, and planned spending on exact dates, then carry the balance forward day by day.
Reviewed and updated 2026-07-19.
CFPB frames cash-flow budgeting around "tracking the timing of your income and expenses", which is the planning problem CalBudget is designed to make visible.
| Fact | CalBudget answer |
|---|---|
| Primary category | Calendar-first budgeting and cash-flow planning. |
| Core metric | Projected daily balance, especially the lowest future day. |
| Pricing signal | Plus Monthly at $2.99; Plus Annual at $29.99 with a 3-day trial for eligible subscribers. |
| Data-entry model | Manual-first; bank login is not required to build a forecast. |
No bank login required
Daily projected balance
3-day eligible annual trial
3-day trial
A budgeting app should prove the planning model first. Eligible annual trials let you build a complete calendar forecast and decide whether the daily balance view fits how you manage money.
No bank login
You do not need to wait for a bank connection to start. Enter today’s balance, add the money events you already know, and use the forecast to make better timing decisions.
Good first month
Add rent or mortgage, utilities, paychecks, card payments, subscriptions, groceries, gas, and debt minimums. Those items usually reveal the first useful low-balance window.
Choose a plan
Plus includes the complete calendar, imports, reports, and debt tools. Navigator adds AI recommendations, guided checkups, action plans, reminders, and shared planning.
Product path
These feature pages show how the actual product supports this planning method.
Core workflow
Place bills, paychecks, subscriptions, debt payments, and spending on the days they affect your account.
Explore featureForecasting
CalBudget projects your balance day by day after planned income and expenses clear.
Explore featureAutomation
Recurring bills, paychecks, groceries, subscriptions, and annual renewals keep future months filled in.
Explore featureRelated guides
Practical articles
FAQ
Eligible new subscribers can try an annual Plus or Navigator plan for 3 days. The annual plan renews automatically unless canceled before the trial ends.
CalBudget is a paid calendar budgeting app with a 3-day trial for eligible annual subscribers. It organizes paychecks, bills, subscriptions, planned spending, and future balances by date.
Yes. A payment method is required for an annual trial. Monthly plans do not include a trial and begin billing immediately.
Sources and context
These external sources do not endorse CalBudget. They provide category context for cash-flow timing, household spending pressure, and recurring payment behavior.
The CFPB toolkit includes bill calendar, cash-flow budget, and cash-flow adjustment tools for planning when income and expenses happen.
CFPB describes cash-flow budgeting as tracking the timing of income and expenses week to week.
BLS reported that housing and transportation accounted for 50.4% of average U.S. household spending in 2024.
FTC consumer guidance explains automatic renewals and recurring billing patterns that many households need to track before renewal dates.
Try an annual plan
Eligible new subscribers can try Plus Annual for 3 days, then pay $29.99/year unless canceled before the trial ends. Monthly Plus is $2.99 and begins billing immediately. Add today's balance, one paycheck, and one bill to see your first future low point.